Pension Insurance

The law of 13 May 2008 introducing a single employee status led to the creation of a single pension insurance fund for the private sector. Thus, with effect from 1 January 2009, the four pension funds of the general scheme, namely the Insurance Institution against Old Age and Invalidity, the Pension Fund for Private Employees, the Pension Fund for Craftsmen, traders and industrialists and the Agricultural Pension Fund, were merged into the National Pension Insurance Fund (CNAP).

In addition to the general pension insurance scheme, special pension schemes exist for civil servants of the State and municipalities as well as for agents of the Luxembourg National Railway Company.

The management of the pension insurance is the responsibility of the National Pension Insurance Fund which is placed under the responsibility of a steering committee composed as follows:

 

1 president : government official, appointed by the government
8 delegates of the private sector employees: designated by the Chamber of Employees
3 delegates of non-employees : 1 designated by the Chamber of Commerce
1 designated by the Chamber of Trades
1 designated by the Chamber of Agriculture
5 employers’ delegates 4 designated by the Chamber of Commerce
1 designated by the Chamber of Trades

Documents (in French)

For more information (in French)