{"id":20791,"date":"2024-11-06T16:47:29","date_gmt":"2024-11-06T15:47:29","guid":{"rendered":"https:\/\/uel.lu\/?post_type=article&#038;p=20791"},"modified":"2024-11-18T13:23:33","modified_gmt":"2024-11-18T12:23:33","slug":"assurance-maladie-maternite-pour-des-mesures-a-la-hauteur-des-enjeux-afin-de-perenniser-le-systeme","status":"publish","type":"article","link":"https:\/\/uel.lu\/fr\/article\/assurance-maladie-maternite-pour-des-mesures-a-la-hauteur-des-enjeux-afin-de-perenniser-le-systeme\/","title":{"rendered":"Assurance maladie-maternit\u00e9 : Pour des mesures \u00e0 la hauteur des enjeux afin de p\u00e9renniser le syst\u00e8me"},"content":{"rendered":"[vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb column_margin=\u00a0\u00bbdefault\u00a0\u00bb column_direction=\u00a0\u00bbdefault\u00a0\u00bb column_direction_tablet=\u00a0\u00bbdefault\u00a0\u00bb column_direction_phone=\u00a0\u00bbdefault\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb row_border_radius=\u00a0\u00bbnone\u00a0\u00bb row_border_radius_applies=\u00a0\u00bbbg\u00a0\u00bb overflow=\u00a0\u00bbvisible\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; 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width=\u00a0\u00bb1\/1&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb animation_type=\u00a0\u00bbdefault\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb border_type=\u00a0\u00bbsimple\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb][vc_custom_heading text=\u00a0\u00bbPosition et Opinion de l&rsquo;UEL\u00a0\u00bb font_container=\u00a0\u00bbtag:h2|text_align:left|color:%23dd3333&Prime; google_fonts=\u00a0\u00bbfont_family:Fira%20Sans%3A300%2C300italic%2C400%2C400italic%2C500%2C500italic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\u00a0\u00bb][divider line_type=\u00a0\u00bbNo Line\u00a0\u00bb][vc_column_text]\n<h5><span class=\"TextRun SCXW34958590 BCX0\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW34958590 BCX0\">Le 6 novembre, l\u2019UEL a particip\u00e9 au comit\u00e9 Quadripartite en tant que repr\u00e9sentant des employeurs. <\/span><\/span><\/h5>\n[\/vc_column_text][divider line_type=\u00a0\u00bbFull Width Line\u00a0\u00bb line_thickness=\u00a0\u00bb1&Prime; divider_color=\u00a0\u00bbaccent-color\u00a0\u00bb][\/vc_column][\/vc_row][vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb column_margin=\u00a0\u00bbdefault\u00a0\u00bb column_direction=\u00a0\u00bbdefault\u00a0\u00bb column_direction_tablet=\u00a0\u00bbdefault\u00a0\u00bb column_direction_phone=\u00a0\u00bbdefault\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb row_border_radius=\u00a0\u00bbnone\u00a0\u00bb row_border_radius_applies=\u00a0\u00bbbg\u00a0\u00bb overflow=\u00a0\u00bbvisible\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_tablet=\u00a0\u00bbinherit\u00a0\u00bb column_padding_phone=\u00a0\u00bbinherit\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb column_element_direction_desktop=\u00a0\u00bbdefault\u00a0\u00bb column_element_spacing=\u00a0\u00bbdefault\u00a0\u00bb desktop_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_backdrop_filter=\u00a0\u00bbnone\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_position=\u00a0\u00bbdefault\u00a0\u00bb gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; width=\u00a0\u00bb2\/3&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb animation_type=\u00a0\u00bbdefault\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb border_type=\u00a0\u00bbsimple\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb][vc_column_text]<span class=\"TextRun SCXW229395070 BCX0\" lang=\"FR-CH\" xml:lang=\"FR-CH\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW229395070 BCX0\">L\u2019Union des Entreprises Luxembourgeoises (UEL) souligne les d\u00e9fis structurels auxquels fait face l\u2019assurance maladie-maternit\u00e9 (AMM). Lors de la r\u00e9union <\/span><span class=\"NormalTextRun SCXW229395070 BCX0\">du Comit\u00e9 <\/span><span class=\"NormalTextRun SCXW229395070 BCX0\">quadripartite du 6 novembre 2024<\/span><span class=\"NormalTextRun SCXW229395070 BCX0\"> qui <\/span><\/span><span class=\"TextRun SCXW229395070 BCX0\" lang=\"FR-LU\" xml:lang=\"FR-LU\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW229395070 BCX0\">r\u00e9unit<\/span><span class=\"NormalTextRun SCXW229395070 BCX0\">,<\/span> <span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW229395070 BCX0\">entre autre<\/span><span class=\"NormalTextRun SCXW229395070 BCX0\">, <\/span><span class=\"NormalTextRun SCXW229395070 BCX0\">les parties impliqu\u00e9es dans la g<\/span><span class=\"NormalTextRun SCXW229395070 BCX0\">estion<\/span> <span class=\"NormalTextRun SCXW229395070 BCX0\">de l\u2019Assurance<\/span><span class=\"NormalTextRun SCXW229395070 BCX0\">&#8211;<\/span><span class=\"NormalTextRun SCXW229395070 BCX0\">maladie <\/span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW229395070 BCX0\">maternit\u00e9\u00a0 en<\/span><span class=\"NormalTextRun SCXW229395070 BCX0\"> vue de l\u2019analyse de la situation financi\u00e8re <\/span><span class=\"NormalTextRun SCXW229395070 BCX0\">d\u00e9ficitaire<\/span><span class=\"NormalTextRun SCXW229395070 BCX0\">,\u00a0<\/span><\/span><span class=\"TextRun SCXW229395070 BCX0\" lang=\"FR-CH\" xml:lang=\"FR-CH\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW229395070 BCX0\"> l\u2019UEL a propos\u00e9<\/span> <span class=\"NormalTextRun SCXW229395070 BCX0\">les mesures suivantes<\/span> <span class=\"NormalTextRun SCXW229395070 BCX0\">pour faire face au d\u00e9ficit chronique du syst\u00e8me <\/span><span class=\"NormalTextRun SCXW229395070 BCX0\">:<\/span><\/span><span class=\"EOP SCXW229395070 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\"><span style=\"color: #4eb6f2;\"><strong>1.\u202f <\/strong><\/span>Moratoire sur les nouvelles prestations\u202f: Limiter la cr\u00e9ation de nouvelles prestations et augmenter certaines prises en charge pour freiner l\u2019augmentation rapide des d\u00e9penses. Toute nouvelle prestation devrait \u00eatre contre-financ\u00e9e par une r\u00e9duction des prestations existantes.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\"><span style=\"color: #4eb6f2;\"><strong>2.<\/strong><\/span>\u202f Radiographie compl\u00e8te des co\u00fbts et de leurs \u00e9volutions\u202f: Effectuer en parall\u00e8le une \u00e9tude approfondie des prestations, notamment des soins en nature (soins de sant\u00e9), pour identifier les principaux moteurs de co\u00fbts et celles d\u00e9passant entretemps l\u2019utile et le n\u00e9cessaire.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\"><span style=\"color: #4eb6f2;\"><strong>3.<\/strong><\/span> R\u00e9duction du taux de croissance des d\u00e9penses\u202f: Pour garantir la durabilit\u00e9 du syst\u00e8me, la progression annuelle des d\u00e9penses doit \u00eatre r\u00e9duite de moiti\u00e9, passant de 8 % \u00e0 environ 4 % de croissance annuelle. Maintenir de tels niveaux d\u2019augmentation des d\u00e9penses mettrait le syst\u00e8me en d\u00e9ficit d\u2019ici 2028, o\u00f9 la r\u00e9serve pourrait devenir n\u00e9gative.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\"><span style=\"color: #4eb6f2;\"><strong>4.<\/strong><\/span>\u202f Repenser le mod\u00e8le qui comporte des risques syst\u00e9miques en tablant sur la seule croissance de l\u2019emploi\u202f: Compter simplement sur une augmentation exponentielle des cotisants pour justifier l\u2019absence d\u2019action et de r\u00e9formes n\u2019est ni viable ni responsable.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\"><span style=\"color: #4eb6f2;\"><strong>5.<\/strong><\/span>\u202f R\u00e9duction de l\u2019absent\u00e9isme\u202f: Lutter contre l\u2019absent\u00e9isme abusif qui a fortement augment\u00e9 et entra\u00eene des co\u00fbts directs et indirects significatifs pour le syst\u00e8me de 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