{"id":3581,"date":"2019-07-04T09:56:37","date_gmt":"2019-07-04T09:56:37","guid":{"rendered":"http:\/\/uel.lu\/health-insurance\/"},"modified":"2022-08-09T08:44:13","modified_gmt":"2022-08-09T06:44:13","slug":"health-insurance","status":"publish","type":"page","link":"https:\/\/uel.lu\/en\/health-insurance\/","title":{"rendered":"Health and maternity insurance"},"content":{"rendered":"[vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_image=&#8221;2987&#8243; bg_position=&#8221;center center&#8221; background_image_loading=&#8221;default&#8221; bg_repeat=&#8221;no-repeat&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;5%&#8221; bottom_padding=&#8221;7%&#8221; text_color=&#8221;light&#8221; text_align=&#8221;right&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; class=&#8221;row-bg-overlay&#8221; enable_gradient=&#8221;true&#8221; color_overlay=&#8221;#000000&#8243; color_overlay_2=&#8221;#444444&#8243; advanced_gradient_angle=&#8221;0&#8243; overlay_strength=&#8221;0.8&#8243; gradient_direction=&#8221;top_to_bottom&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221; gradient_type=&#8221;default&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_custom_heading text=&#8221;Health and maternity insurance&#8221; use_theme_fonts=&#8221;yes&#8221;][divider line_type=&#8221;No Line&#8221; custom_height=&#8221;20&#8243;][vc_column_text]\n<p id=\"tw-target-text\" class=\"tw-data-text tw-ta tw-text-small\" dir=\"ltr\" style=\"text-align: left;\" data-placeholder=\"Traduction\"><span lang=\"en\" tabindex=\"0\">The Grand Duchy of Luxembourg has a health and maternity insurance system to which virtually all the resident and non-resident protected population has access. The resources for the financing of sickness and maternity insurance expenditure are mainly composed of contributions from insured persons, employers and the State. Expenses mainly include benefits in kind and cash benefits.<\/span><\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;5%&#8221; bottom_padding=&#8221;5%&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_spacing=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]The management of health and maternity insurance is the responsibility of the National Health Fund (CNS), which is placed under the responsibility of the Board of Directors and is composed, apart from the President, who represents the State<\/p>\n<ul>\n<li>by five delegates from the private sector, appointed by the Chamber of Employees<\/li>\n<li>three delegates from the public sector<\/li>\n<li>one delegate from the non-employed, appointed by the Chamber of Commerce,<\/li>\n<li>one delegate of the non-salaried appointed by the Chamber of Trades,<\/li>\n<li>one delegate of the non-employed designated by the Chamber of Agriculture,<\/li>\n<li>five employers&#8217; delegates appointed by the Chamber of Commerce and the Chamber of Trades.<\/li>\n<\/ul>\n<h3><\/h3>\n<p>&nbsp;<\/p>\n<h3>Documents (in French)<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.uel.lu\/wp-content\/uploads\/2019\/08\/Re\u0301forme-de-la-CNS_Note.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Re\u0301forme de la CNS<\/a> &#8211; <em>February 2016<\/em><\/li>\n<li><a href=\"http:\/\/uel.lu\/wp-content\/uploads\/2019\/06\/CNS_Gouvernance_Analyse_2011-2-17.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Reform of the governance the National Health Fund<\/a> &#8211; <em>17 February 2011<\/em><\/li>\n<li><a href=\"http:\/\/uel.lu\/wp-content\/uploads\/2019\/06\/Soigner_mieux-depenser_moins_2010-10-12.pdf\" target=\"_blank\" rel=\"noopener\">Roadmap &#8220;Treat better by spending less&#8221;<\/a> &#8211; 15 October 2010<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3>For more information (in French)<\/h3>\n<ul>\n<li><span lang=\"FR\"><a href=\"http:\/\/www.secu.lu\/\" target=\"_blank\" rel=\"noopener noreferrer\">Social security institutions<\/a><\/span><\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_image=&#8221;2987&#8243; bg_position=&#8221;center center&#8221; background_image_loading=&#8221;default&#8221; 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